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Re: Home dojo-what is your opinion?
Sorry to hear the dojo isn't working off-site Rachel.
The big question I would have about the basement is, if you practice with bokken or jo, do you have enough height to make a proper shomen strike? I know some iaidoka who have built off the back of the garage for precisely this reason. Floor joists kind of interfere with a nice cut.
If I remember correctly from discussions in the past, if you have a separate, outside entrance to the dojo, you don't have to get a rider on your homeowner's policy. Of course Michigan may be different.
Good luck!
-Noel
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