It really all boils down to whether you think the Aikikai are committing fraud or not.
I don't really think that's it. I don't feel strongly in either direction, but the sense I get reading this thread is at most that some people just don't feel much of a tie to the organisation or feel like it's an expensive service they're not sure they really want or need all that much.
I.e., 'do I really need or want this or personally feel that this organisation is important enough to pay a significant amount of money for it?'
Which is quite quite far from suggesting fraud.