I didn't mean to imply that I sit on my rock and think about how now I am...right now I am getting ready for work.
I work and save and pay my bills. But I don't worry about what will happen to me in ten years because that doesn't help me. Happy New Year to you, too.
I find that a lot of people around me seem to equate planning successfully around money with worrying about it. I don't worry about money because I've planned, I dont live paycheck to paycheck most of the time even on a low income because my ten year plan from ten years ago was decent, and my ten year plan for ten years from now is actually pretty good. Planning and working toward the future is not worrying, nor is it worrisome.