Mike, I agree with you discretion is indeed the better part of valour. However I maintain my point that no one has the right to impose their will upon you. How far would you allow anyone to dictate your actions to you? I have been in similar situations and it is bloody frightening but I refused to be ruled by fear. Everybody is different and resolves things in their own way. I'd have at least made the guy be Uke!
All the best