"anonaiki"
A couple of years ago I had a lady student beginner with similar problems that you describe, she was facing eviction from her home, she had lost her job.. I insisted that she just attend class and I would sign her in, no one else would know....she reluctantly accepted this arrangement......some months later she came in with a bundle of money to settle her ``debt ``...Her luck had changed, she had been accepted for a very good job, and she had written an article that was published in a national newspaper magazine...
I am now waiting for my luck to change :-)
Henry Ellis
http://aikido-controversy.blogspot.com/