Thank you for the considerate and quick replies.
Part of my problem is that I can't imagine asking. Most of the dues-paying members already help out with a ton of volunteer work. I don't think I should get any special treatment. And I'm really uncomfortable with talking about my finances.
In this financial climate people are having a bad time[bankers excluded].
You might consider talking to your teacher and explaining your position.Perhaps a combination of lower fees / doing some tasks might be an option?In any case you never know when your financial situation could change[hopefully for the better].Personally I would much prefer a student to keep in the dojo even if it meant I would lose some revenue.It is not always a question of cash---