Thank you for writing this. You helped me understand my problem. The sensei at the contract dojo is "The Sensei". I don't feel comfortable asking him for any of these things because he is "The Sensei". It's also why I didn't ask for more clarification. On the mat, he is above questioning and carries the ultimate authority. The relationship is entirely one sided (as is the contract), so I don't even feel comfortable asking him what would happen if I got injured and couldn't train, etc.
Also, and this is just my impression as a new person, I feel I can't trust him with business negotiations because he was not up front about the one year commitment, and because he hold himself above questioning. I don't know now what other obligations might be waiting that I haven't been told about. Will I be pressured to attend seminars at other dojos or here that I don't feel comfortable going to or can't afford? Will the dojo have fundraisers that I am pressured to contribute to? I also don't feel that I can be truthful with him about why I will not be joining the dojo. I will spend a month or two at the second dojo and tell him only that I am thinking over my decision and exploring other options.
Not to bash the dojo you're at, I don't know them, they don't know me; however I would not be comfortable with having that sort of relationship with my sensei. It would stunt my ability to learn from them, understand them, and disable my willingness to serve them and my wanting to please them.